These things always have one of these, don't they. We know you'll be nice and conscientious and make sure that you read and digest this bit, as we really have put a lot of effort into saying all the right things, and it makes us feel bad that all that effort will probably go to waste.

Firstly, we claim no copyright on this document. You may make copies of this document and freely distribute them by any means on condition that the file is copied in its entirety, particularly including this disclaimer notice. Note the emphasis on the word "freely", while you may give this document away as many times as you like, we do not permit you to sell it. After all, we're getting nothing but a warm feeling from writing it, so why should people make money distributing it.

This document may be reproduced in a magazine, newspaper or journal, provided that you obtain permission from us first. Of course, we'd be rather partial to giving permission, as the wider the circulation, the warmer the fuzzy feelings we get. Our contact details are given above.

You may make corrections to entries in this document, where you have located a factual error in its contents, but please make the effort to inform us so that it can be corrected in the next distribution.

The intention of this document is to provide information on a "best effort" basis. This document is compiled from the personal experience of its contributors, who give the information out of their own generosity. Consequently there is NO guarantee that the information provided is accurate or up to date.

Before making any important life choices it is YOUR responsibility to ensure that you are appropriately informed of your options, rights and responsibilities. Therefore, DO NOT MAKE ANY LIFE CHANGING DECISIONS BASED ON THE CONTENTS OF THIS DOCUMENT. Use it as a starting point, then FIND OUT FOR YOURSELF. Then, if we got it wrong, please, please tell us.

Finally, please note that any comments made within this document are the opinions of the maintainers and contributors, and should be viewed in that context. Yes, we make subjective assessments too, and sometimes we bag someone or something, because one of us has had a bad experience. Please note that any comments or opinions expressed here are the responsibility of the maintainer or contributor who made it, and nobody else. Gads, we've even said things in here with the express intention of stirring up trouble. If you don't like what we say, or you have something to add, email us, and we'll discuss your views. We can take criticism.